The flag of Montserrat 🇲🇸 features a blue field with the Union Jack in the canton, symbolizing its status as a British Overseas Territory. Centered on the fly side is the coat of arms, which showcases the island's natural beauty with a lady in green representing Erin, the female personification of Ireland, and a harp representing Irish heritage. The lady holds a cross to represent Christianity, while the harp is supported by a turtle, symbolizing the resilience of the Montserratian people.